Job Title: Business Systems Analyst (BSA) -Temonos
100% Remote
Experience Required: 5+ Years
Role Summary:
We are seeking a highly skilled Business Systems Analyst (BSA) with deep expertise in Temenos T24 to operate at the intersection of financial product design, accounting, data analysis, and technology delivery within a regulated financial services environment. This is a hands-on, delivery-oriented role requiring strong capability in translating complex banking requirements into well-designed and configurable Temenos T24 Arrangement Architecture (AA) solutions.
The role involves working on core banking initiatives supporting everyday banking, deposits, and lending products. The ideal candidate is a self-starter who is structured, pragmatic, and capable of managing accountability in a complex and fast-changing environment.
Key Responsibilities:
Financial Product & Core Banking Analysis
- Lead analysis and design of financial products in Temenos T24, including:
Everyday banking products (chequing and savings accounts)
Term deposit products
Lending products (loans, lines of credit, mortgages)
- Translate business and product requirements into clear, testable functional and non-functional specifications aligned with T24 capabilities.
- Design product features including:
Interest calculation methods and accruals
Charge plans and service fee structures
Product lifecycle rules and behaviors
- Ensure requirements are complete, traceable, and aligned with business, regulatory, and accounting standards.
Temenos T24 & Arrangement Architecture (AA)
- Configure and support Temenos T24 Arrangement Architecture (AA) products, including:
Properties, conditions, and business rules
Interest, fee, and accounting configurations
Demand account products for everyday banking
Term deposit products including maturity, renewal, and rate structures
Lending products including:
- Payment rules and schedules
- Arrears and collections logic
- Good understanding of syndicated lending concepts (preferred).
Accounting & Financial Controls
- Apply strong knowledge of core banking accounting principles and practices.
- Design, validate, and troubleshoot accounting entries generated by T24, including:
Interest income
Interest expense
Accruals and reversals
- Support reconciliation and balancing activities, including root cause analysis of breaks.
- Collaborate with Finance and Operations teams to resolve accounting and data discrepancies.
- Ensure solutions support auditability, transparency, and regulatory compliance.
Business & Technical Analysis
- Lead end-to-end business requirements analysis from intake to delivery.
- Assess technical impacts, dependencies, risks, and downstream system effects.
- Document solutions using structured analysis techniques such as:
- Apply understanding of object-oriented concepts to interpret system behavior and validate technical solutions.
- Act as a bridge between business stakeholders and technical teams.
Data Analysis & Integration Awareness
- Perform complex data analysis using SQL for:
- Understand system integrations and data flows between Temenos T24 and upstream/downstream systems.
- Support integration and interface documentation activities.
Backlog & Delivery Management
- Create and maintain structured product backlogs in Azure DevOps, including:
Epics
Features
User stories
Acceptance criteria
- Collaborate with delivery teams to refine, prioritize, and manage backlog items.
- Manage dependencies, risks, and release impacts effectively.
Testing & Change Support
- Define and support test strategies and detailed test plans.
- Support SIT and UAT activities, including defect triage and resolution.
- Participate in change management activities such as:
- Support incident analysis and issue resolution through to closure.
Stakeholder Management & Communication
- Act as a key liaison between:
Business stakeholders
Finance and Operations teams
Technology, Architecture, and Integration teams
External vendors
- Manage requirements and stakeholder expectations across initiatives.
- Communicate complex business, accounting, and technical concepts clearly to both technical and non-technical audiences.
- Escalate issues appropriately and drive end-to-end resolution.
Essential Skills:
- 5+ years of experience as a Business Analyst, Systems Analyst, or Technical Analyst in complex environments.
- Strong hands-on experience with Temenos T24 and Arrangement Architecture (AA).
- Experience designing and configuring:
Professional Skills:
- Excellent written and verbal communication skills.
- Ability to communicate effectively across technical and business audiences.
- Strong organizational, analytical, and problem-solving skills.
- High attention to detail and accountability.
- Ability to operate effectively in complex and dynamic environments.
Keywords:
- Arrangement Architecture (AA)
- Business Systems Analysis
- Accounting Reconciliation
Experience Required: 5+ Years