About the Position
Timbercreek is seeking a Commercial Mortgage Funding Officer to play a critical role in the execution of CMHC insured multifamily and conventional commercial mortgage transactions across Canada. This is a hands-on, high‑trust role at the center of the firm’s lending platform, responsible for ensuring transactions are funded accurately, efficiently, and in full compliance with regulatory, legal, and insurance requirements. This position is well‑suited to professionals who value technical mastery, deal complexity, and long-term career development. The successful candidate will gain deep exposure to institutional-quality transactions, sophisticated borrower structures, and cross‑functional collaboration with Origination, Credit, Servicing, Finance, legal counsel, and CMHC insurance partners
Key Responsibilities:
- Responsible for all funding and closing activities for commercial mortgage investments, with a primary focus on insured multifamily loans, including purchases, refinances, and construction draws.
- Act as a central point of coordination between Origination, Credit, Servicing, and Finance teams to ensure seamless execution from commitment to funding.
- Correspond directly with external solicitors to obtain, review, and validate due diligence, legal documentation, and closing deliverables.
- Instruct solicitors and insurance consultants and ensure alignment with Timbercreek’s internal standards and CMHC requirements.
- Confirm that all funding conditions have been satisfied in accordance with commitment letters and CMHC Certificates of Insurance.
- Manage multiple transactions concurrently while maintaining a high level of accuracy, judgment, and attention to detail under tight timelines.
- Adhere to AML and Know Your Client (KYC) requirements, ensuring compliance with all applicable legislative and regulatory guidelines.
- Liaise with third‑party service providers including solicitors, insurance consultants, and investors, representing Timbercreek with professionalism and credibility.
Job Requirements
Education and Experience
- Minimum 3 years’ experience in mortgage administration, funding, or lending, preferably within commercial or insured mortgage funding.
- Strong understanding of mortgage lending practices and transaction workflows.
- Post‑secondary education or equivalent practical experience in legal, mortgage, or AML‑related roles.
- Bilingual capability considered an asset.
Qualifications
- Professional, composed communicator with strong written and verbal skills.
- Demonstrated ability to think clearly and exercise sound judgment in fast‑paced, detail‑intensive environments.
- Highly self‑motivated, proactive, and comfortable operating with autonomy and accountability.
- Proven ability to manage multiple priorities and deadlines without compromising quality.
- Strong problem‑solving skills and exceptional attention to detail.
- Solid understanding of mortgage documentation and corporate borrower structures.
- Advanced proficiency in Microsoft Word and Excel
